"Credit" Blogs & Blog Posts

Key takeaways Unpaid debts and delinquent accounts can remain on your credit report for seven years. Sometimes, debts that are sold to collections remain on your credit report longer than they should. The seven-year clock begins with the original cr...

The US debt is skyrocketing to levels not seen since World War II. Here's how this looming financial crisis could impact you.

Key takeawaysWhen choosing the best rewards card for yourself, consider what type of rewards you want to earn and take a close look at your spending patterns.It's also important to consider your overall goal for the card — is it to pay off an e...

Debit cards are the most popular payment method for Gen Zers (those born between 1997 and 2012), according to a recent study by the prominent consulting firm EY (formerly known as Ernst & Young). According to the study, 69 percent of Gen Zers rep...

 Key takeaways Credit card points are a type of rewards currency that can be earned in exchange for eligible credit card spending. To earn boosted points on your credit card, you’ll need to maximize bonus catego...

Key takeawaysDebt consolidation can make repayment easier by consolidating multiple accounts into a single one.Consolidating debt can save you money on interest and help you get out of debt faster, depending on your situation.Unsecured debt, such as...

Businesses are borrowing less, as the Federal Reserve's aggressive interest-rate hikes chip away at confidence levels.