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To buy real estate or not to buy?   This is the real question! There isn’t a magic checklist for buyers to use when deciding if it’s the right time to buy.  It’s a great idea- but every first time home buyer is not cr...

The reverse mortgage is a financial instrument available to homeowners aged 62 years old or above. It takes the form of a loan which, as the name implies, works in the opposite way to a standard mortgage. With a regular mortgage, homeowners make mont...

Recently, Freddie Mac published an Insight Report titled Nowhere to go but up? How increasing mortgage rates could affect housing. The report focused on the impact the projected rise in mortgage rates might have on the housin...

As you get older and grow more responsible, your priorities begin to shift. You get to a certain age where the thought of getting a reverse mortgage suddenly begins to appeal. There are many reasons why this should be so. One of them is the thought o...

Many sellers don’t understand the importance of I.F.A. when selling their property.  What is I.F.A.?  Inspections, financing, and appraisal. It’s so easy for sellers to get caught up in getting their house on the market that the...

FHA  announced nearly every area of the country will see FHA loan limits increase in 2018. The four counties serving the greater Cincinnati area will benefit from a 6.5% mortgage loan increase.  Currently, FHA borrowers are limited to...

The real cost of renting vs. buying continues to go up as median rental prices rise.  Some Highlights: Historically, the choice between renting or buying a home has been a tough decision. Looking at the percentage of income needed to r...